This Privacy Policy explains how Gregory O'Rourke collects, uses, protects, and shares information submitted through BusinessLoanProtection.com and affiliated websites.

These websites provide information regarding commercial loan insurance, business protection planning, and related insurance products and services.

We are committed to protecting your privacy and safeguarding the personal information you voluntarily provide through our websites. This Privacy Policy explains what information we collect, how we use it, and the choices available to you regarding your information.

By using one of these websites or submitting information through a form, you acknowledge and consent to the practices described in this Privacy Policy.

Information We Collect

Depending on how you use our websites, we may collect information that you voluntarily provide, including:

• Name and company name
• Email address and telephone number
• Business or mailing address
• Loan amount, loan type, lender information, and closing information
• Business information and insurance needs
• Appointment and consultation requests
• Information included in contact forms or questionnaires
• Documents voluntarily uploaded through our website
• Other information you choose to provide regarding your inquiry

How We Use Your Information

Information you provide may be used to:

• Respond to your questions or requests
• Schedule appointments and consultations
• Review commercial loan insurance requirements
• Evaluate business protection and insurance needs
• Provide information about available insurance products and services
• Communicate with insurance carriers, brokerage organizations, underwriting departments, and service providers when appropriate
• Assist with insurance applications and related documentation
• Provide updates regarding your inquiry, application, appointment, or requested service
• Improve our websites, communications, and customer experience
• Comply with applicable legal and regulatory requirements

Insurance Services

Our websites may provide information regarding insurance products and business protection services, including but not limited to:

• Commercial loan protection
• SBA loan life insurance
• Life and disability loan protection
• Collateral and absolute assignments
• Loan compliance support
• Business life insurance
• Disability income protection
• Key person protection
• Buy-sell agreement funding
• Business overhead expense insurance
• Business loan expense protection
• Business continuity planning
• Executive benefits
• Group benefits

Insurance products are subject to underwriting approval, policy terms, carrier guidelines, and availability in the applicant's state.

Submission of information through one of our websites does not constitute an insurance application and does not guarantee approval, coverage, pricing, policy issuance, or loan approval.

Telephone and Text Message Communications

When you voluntarily provide your telephone number, you consent to being contacted regarding your inquiry, appointment, insurance application, or requested insurance services. Communications may include telephone calls and text messages.

Message frequency may vary. Message and data rates may apply. Reply STOP to opt out of text messages and HELP for assistance.

Consent to receive text messages is not a condition of purchasing insurance.

Mobile information and text-message consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.

Information may be shared with technology providers and service providers when reasonably necessary to deliver requested communications and services.

Email Communications

If you provide your email address, we may contact you regarding your inquiry, appointments, requested information, insurance options, application, or related services.

You may unsubscribe from promotional emails at any time by following the unsubscribe instructions included in those communications or by contacting us directly.

Cookies and Website Analytics

Our websites may use cookies and similar technologies to improve website functionality, analyze website traffic, remember user preferences, and better understand how visitors interact with our websites.

We may use analytics, advertising, scheduling, form, customer relationship management, telephone, email, or communication platforms, including services such as Google Analytics, Meta technologies, GoHighLevel, LeadConnector, or similar service providers.

These providers may collect technical information such as your Internet Protocol address, browser type, device information, operating system, pages visited, referring website, and the date and time of your visit.

You may restrict or disable cookies through your browser settings. However, some website functions may not operate properly when cookies are disabled.

How Information May Be Shared

We may share information when reasonably necessary with:

• Insurance companies and underwriting departments
• Insurance brokerage and general agency organizations
• Technology, website hosting, CRM, scheduling, form, email, telephone, and text-message providers
• Professionals or service providers involved in processing a requested insurance transaction
• Government agencies, insurance regulators, courts, or law enforcement when required by law

Information is shared only as reasonably necessary to respond to your request, evaluate insurance options, process an application, provide requested services, operate our websites, or comply with legal and regulatory obligations.

Uploaded Documents and Sensitive Information

Some website forms may allow you to upload documents relating to a loan, insurance requirement, or insurance inquiry.

Please submit only information reasonably necessary for the requested service.

Do not submit highly sensitive information, such as Social Security numbers, bank account information, payment card information, medical records, passwords, or account login information, unless you are specifically directed to use an approved secure process.

Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, misuse, or destruction.

However, no method of transmission over the Internet or electronic storage can be guaranteed to be completely secure.

Data Retention

Information may be retained for as long as reasonably necessary to respond to your request, provide services, maintain business and insurance records, comply with legal or regulatory requirements, resolve disputes, and enforce agreements.

Third-Party Websites

Our websites may contain links to websites operated by insurance carriers, service providers, lenders, or other third parties.

We do not control and are not responsible for the content, security, or privacy practices of third-party websites. We encourage you to review the privacy policy of any external website before providing personal information.

Children's Privacy

Our websites are intended for adults seeking commercial loan insurance, business insurance, and business protection services.

We do not knowingly collect personal information from children under the age of 13.

Your Privacy Choices and Rights

Depending on your state of residence and applicable law, you may have certain rights regarding your personal information, including the right to:

• Request access to personal information maintained about you
• Request correction of inaccurate or incomplete information
• Request deletion of certain personal information
• Opt out of certain communications
• Request information about how your personal information is used or shared

Certain requests may be subject to identity verification, record retention requirements, and other exceptions permitted by law.

To submit a privacy request, contact us using the information below.

California Privacy Rights

California residents may have additional rights under applicable California privacy laws, including the right to request information regarding the categories of personal information collected, the purposes for which it is used, and the categories of third parties with whom it may be shared.

We do not sell personal information. We will not discriminate against you for exercising an applicable privacy right.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, or legal requirements.

Any updates will be posted on this page with a revised effective date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have questions about this Privacy Policy, our privacy practices, or how your information is handled, please contact: